Tax · Payroll · Legal affairs · Notary · Wills · Bankruptcy
Services
Business and personal affairs rarely stay in one neat box. We work across the full range of what life and business throw at you — and coordinate the right help when a matter crosses state lines.
Most people come to us about one thing first — settling IRS tax debt. If that’s you, start there.
Help settling overdue IRS tax debt — we look at what you owe, what your options are, and how to settle it for less where that is possible.
From tax problems and back returns to questions heading into filing season — we sort out where you stand and map a path forward.
Wages, withholding, quarterly filings, and the paperwork that trips small businesses up — handled right the first time.
Specialized in Schedule C. Self-employed, sole proprietors, side income — reported accurately so nothing gets missed.
We coordinate with attorneys in any state — connecting you with the right counsel when a matter crosses state lines.
End-of-life plans and financial fresh starts handled with care — plain guidance through paperwork that feels overwhelming.
We help you find the right coverage and bonding — comparing options so you get protected without overpaying.
Dr. Ray Howard is a notary available in all fifty states — from signing work for an attorney’s office down to a single small job, including loan and real estate signings.
Learn moreOur A-to-Z finder searches out vetted sources and resources for whatever you need — so you can spend that time and money with family, not on overpriced middlemen.
The day-to-day matters that don’t fit a neat category — business questions, family matters, and the in-between, handled personally.
Any state. No office required.
You never have to be in the same town to work with us.
Where we work
Call or email from anywhere in the country and we take it from there. Documents move by email, questions get answered by phone, and you never need a local office or a drive across town to keep your matter moving. That is how a client in Seattle or Miami gets the same attention as one in Georgia.
Already serving every state today, with plans to serve clients overseas by February 2027.
Not sure where your situation fits? That’s exactly what we’re for.
Ask us anything